Home loan calculators.
Explore these tools to estimate your home loan repayments, borrowing power and upfront costs, plus get property reports and more.
Experience a hassle-free loan application process from the comfort of your home, with no bank visits, or extensive paperwork involved. Fync can handle all the paperwork while you focus on your busy life.
How are repayments calculated?
Our repayment calculator simplifies your loan calculations. It considers the loan amount, loan term (e.g., 30 years), and computes the interest based on your chosen loan structure.
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Suppose you borrowed $500,000 with a total interest of $350,000 over 30 years. The total payable amount will be $850,000, divided by the loan term's total months to estimate your monthly repayment.
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Remember, changes in interest rates, loan types, or additional features like an offset account may affect your monthly repayments. Also, keep in mind, additional charges like Lenders Mortgage Insurance could increase your total repayment.
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Explore different loan terms and structures to find the best fit for you with your Fync loan calculator.
What is stamp duty?
Stamp duty, a tax due when purchasing a home, varies based on the borrowed amount, purchase price, and your home's location. It can be costly, so explore potential exemptions or reduced rates with your state, especially as a first-time buyer.
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Keep in mind that the due date for stamp duty also differs across states – it can be due at settlement, within a month, or up to three months post property transfer.
